Why Use HandyCash.co.uk..
For ten years now, HandyCash have been providing hard-working people across the UK with a instant cash payday loan online service, helping to meet their immediate money needs.
Our hassle free payday loans are a solution to household bills, emergency expenses or short-term money needs, whatever they may be.
Handycash is a direct payday loan lender, however we recognise that a payday loan is not suitable for everyone so we work with a number of UK personal loan and secured loan lenders to help you fill your needs. All the companies we work with make sure that you receive your money quickly and securely.
A Payday loan..
Is when you borrow a small amount of money until your next paid.
A payday loan provides help when you least expect it.
Borrow £200.00 for 31 days, total charge for credit is £260.00, interest rate is at a fix rate of 30% over 31 days (360% per anuum)
Representative 2100.4% APR
A Personal Loan..
Is when you repay a borrowed sum of money in equal pre-agreed monthly instalments.
A Personal Loan also known as an Instalment Loan means you can borrow a larger sum of money and repay it over a period of time.
You borrow £500 and repay £79.09 per month for 12 months at the interest rate of 140% per annum. Total charge for credit is £449.01. Total repayable is £949.01.
Representative 278% APR
A Secured Loan..
Is when you secure a home owner loan against your home and usually borrow a large sum over a longer period.
You borrow £8000 and repay £195.92 per month (including a £880 fee) over 5 years at the interest rate of 17.6% per annum variable (with 11%fee). Total repayable would be £11,752.20. Fee charged may be up to 15% of amount borrowed.